Credit report uk Binghamton

But a recent online survey done for ING DIRECT by Harris Interactive says that, unfortunately, many Americans don’t really know how to “act” when it comes to credit scores. In fact, about 1,000 parents (credit report uk Binghamton with kids 17 years or younger) we asked are flat credit report uk Binghamton out unaware of the leading financial actions that truly hurt their credit scores.

The survey asked parents to review a list of financial behaviors and correctly select the ones that would negatively impact credit score.

Less than half of 1% of American moms and dads were able to correctly identify each credit report uk Binghamton of the financial behaviors that impact credit scores. free credit rating check And only 46% were able to correctly identify between 1 and 5 of these financial behaviors. See for yourself: Of the financial behaviors listed below, can you identify which negatively affect your credit score? Well, for starters, you could be overlooking some significant cost savings like lower interest rates that result by keeping your credit score in check.

There’s a trickle-down effect, too: You may be unintentionally setting a poor financial example for your kids. free credit report no fee After all, kids look to their parents for all kinds of advice. (OK, maybe not all kinds credit report uk Binghamton of advice, but we’d be willing to bet financial advice is still on the table.) So, tell us, where do you shake out on the great American credit score challenge?

Tags: Credit Score, Financial Responsibility There are several that would impact your credit score like checking your credit score, paying bills late, bouncing checks, paying mortagage late, having overdraft protection, ATM fees, having a credit report uk Binghamton lot of debt, exceeding credit limita lot on there @ Lesley Checking your own credit score through one of the 3 credit bureaus will not effect your score. how to get your credit report Paying your bills late will only begin to effect your score if you are over 30 days late. However, you will end up paying fees and/or higher interest. Having the overdraft line of protection also will not negatively effect your score if you pay it back.